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It's important to understand the options, such as financial aid grant programs, when having to pay for college.

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.

Starting to invest early for college and remaining consistent can help investors reach their goals.

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

There are several funding methods for a child's college education including mutual funds and Section 529 plans.

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

There are key dates after you turn 59½ that can impact your taxes, Medicare eligibility, and retirement benefits.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.

Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.

Capital gains are profits realized from the sale of assets; a tax is triggered only when an asset is sold, not held.

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.

The federal gift tax applies to gifts of property or money while the donor is living.

Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.